"We’re Not Married, But I Want You Protected – Why Writing a Will Matters in Your 20s"

The Problem: A Change of Heart, A Shift in Priorities

When Aaron turned 28, he had everything mapped out—career goals, gym routine, annual trips with friends. Romance? It was somewhere on the “nice to have” list.

Then he met Sarah.

She wasn’t just someone he loved; she became the person he wanted to build a life with. They weren’t married—not yet—but they moved in together, shared bills, bought a dog, and began planning a future. Aaron even started thinking about what would happen after the future.

It hit him one night—if something happened to him, Sarah wouldn’t receive anything.

No legal claim. No default rights. Just grief and confusion.

The Legal Reality – Where Love Meets the Law in Singapore

Under Singapore’s Intestate Succession Act, if you die without a will, your assets go to your legally recognised next-of-kin: parents, siblings, or spouse.

But here’s the thing—a long-term partner or significant other who isn’t legally married to you gets nothing. Even if you’ve built a life together.

No matter how many vacations you’ve shared, how many dreams you’ve dreamt—if you don’t have a will, your partner may be completely left out, no matter your intentions.

The Simple Solution – A Will That Speaks for You

Aaron didn’t need to be married to take action.

By writing a will, he could:

• Appoint Sarah as a beneficiary.

• Ensure she receives a share of his savings or home.

• Name someone he trusted to carry out his wishes.

• Avoid future disputes with family or next-of-kin.

All within the bounds of the Singapore Wills Act, which allows anyone aged 21 and above to legally name beneficiaries—regardless of marital status.

Why This Matters for You

Your 20s and early 30s are full of firsts—first serious relationship, first home, first big promotion. And sometimes, first thoughts about mortality.

It’s not being morbid—it’s being responsible.

A will doesn’t just distribute your assets. It shows care. It protects the people you love, even when the law doesn’t automatically recognise them.

So here’s the truth:If you love someone, and you're not legally tied, a will is how you make sure they’re not left out.

Closing Thoughts: It’s Not About Death, It’s About Love

Aaron’s story isn’t rare. More young Singaporeans are choosing to build meaningful lives without rushing into marriage. But without legal protection, their partners may be left with nothing.

Will writing isn’t for the old. It’s for the thoughtful.

It’s not about preparing for death. It’s about protecting love, choices, and dignity—on your terms.